Abstract
The issue of overindebtedness of population is still a very current topic. The search for the new ways to solve problems with already existing payment obligations is a continuous effort.
One of them is debt relief. This process can be used in the Czech Republic from 1.1.2008, but it is not possible and appropriate solutions for all indebted persons.
Some of the crucial roles are income and property situation of the debtor during the whole debt relief process.